Services

If you are in arrears with your debt repayments it is very difficult to pay the new instalments that the credit providers expect from you to catch up, with the current economy so much more.

Are you struggling to pay all your debt and your monthly living costs, then Debt Review is the answer to your problems.

Debt review or Debt Counselling will keep you safe, protect your assets, stop harassment from credit providers and protect your rights under the Credit National Act by arranging a new payment plan which will be affordable and tailored for your specific circumstances.

Your debt will also be consolidated to one easy instalment every month.  The Debt Counsellor in partnership with a Payment Distribution Agent will distribute your instalments according to the new payment plan towards the Credit Providers.  You will receive a statement every month confirming the payment made to the credit providers and outstanding balances.  You will also be able to log into our system to download your statements.

Credit providers are not allowed to take legal action against you whilst you are under debt review/debt counselling and/or debt consolidation if you are up-to-date with your new instalments.  The whole process of Debt Review / Debt Counselling and the consolidation of your debts is a simple process aimed at transitioning you out of debt effortlessly and easy and in the shortest period possible.

We personally assist our clients to negotiate a new payment plan that is affordable and easy to maintain until your debt is paid up. The new payment plan is intended to relieve the struggle of debt immediately, as we also negotiate reduced interest rates and lower instalments from your Credit Providers, thereby lowering your overall repayment amount.

All fees with regard to debt counselling are included into the amount you will pay and the amount you will save on your interest rate will in most cases be more than the fees, and you will have peace of mind.